Credit Repair Help Finance, Loans And Debt

A few years ago I found myself in a situation where I was unable to make my minimum payments. A few car accidents without proper insurance had left me unable to work with not enough income låna 15000 coming in. Sure eventually I would get payoff, but I wasn’t able to get enough credit to even by food. I needed credit repair help .

My first try was one of the late night credit repair companies that promised they could cut my payments in half. I gave them a call, and for a $700 retainer fee they said they would have my payments cut down to near nothing. A few weeks went by and nothing changed. Then they called me and told me to quit paying on my bills and this would help the process so I did. Well I started getting collection notices and couldn’t get a hold of my credit repair help anymore. I now needed a company to help repair bad credit instead of just making payments.

I was thinking of calling a credit repair attorney, but then my Dad recommended I call a credit repair counseling service. Instead of focusing on what the credit services should be doing for me they helped me realize that they were a company trying to profit and I did have a legal obligation to pay them. However, they had to understand that my situation was different for a few years back, but it was temporary. They helped me build a reasonable budget, and put my situation into words the collectors would understand.

The counseling service had me call each of my collectors to explain my situation and give them a plan on how they would be paid back. Most of them were understanding since there was a plan in place and adjusted my payment schedule. A few refused and called me excessively and were often quite rude. I called my credit repair help advisor again to ask how to deal with these and she told me to simply ignore those calls and only speak with them once a month repeating the exact same story. Just keep sending them money to our plan, and if they really don’t like it they will get the courts involved. Obviously this scare me, but was calmed down when I was told that the cost of taking someone to court who can’t afford the payment isn’t worth it for 90% of collection agencies. They use it as a scare tactic.

When you are in need of credit repair help it is psychologically draining as much as financially stressful. A good counselor can help you through this situation significantly.

9 SEO Plugins Every WordPress Blog Should Have

The importance of search engine traffic cannot be over emphasized chat with random people. The results in engines are taken to be more authentic than paid listings, and hence it is the key to build a brand, to have more traffic and more revenue. The following are the 9 most important SEO WordPress pluggins that wordpress blogs might do with:

1. All in One SEO Pack
This wordpress plugin helps you to prepare the basics of SEO for your blog. You can have metatags for your entire blog or different sets for each different page.

2. Redirection
There may be changes to your permalink URL of a particular page of a blog. You may have updated it, may have shifted hosts, or have renamed the link URL. What happens is the user comes to the URL which was
there before, but doesn’t find it, resulting in loss of traffic and goodwill. Redirection takes care of this and automatically redirects the user to the
Updated page resulting in lower loss of traffic, it is a very useful wordpress plugin for SEO.

3. Robots Meta
Search engines entire sites by default, and sometimes that result in penalty due to duplicate content present in different pages. Proper SEO should take care of this, and robots meta helps this by telling engines which areas of site to crawl and which not to crawl. Robots Meta is a good wordpress plugin for this. Good for SEO and hence good for traffic on your wordpress blog too.

4. SEO Smart Links
Internal link structure is one of the key issues of SEO. Search engines give more importance to pages that are linked again and again from a site, giving that page more importance than the others. Doing that manually would take hours and would be a continual task. SEO Smart links allows you to specify a word, like ‘traffic’ and then link it to a post on your site. Then each time the word traffic appears on your site, it’s automatically turned into a link you specified.

5. SEO Friendly Images
For good SEO, image should be tagged properly and meaningfully. SEO friendly images do just that. If you are keen to use images in your wordpress blog, you should be keen to use this wordpress plugin as well.

6. Google Positioner
Know what the users are searching for, instead of guessing what they could search for and building accordingly. This application gives you the group of keywords users used to get to you, so that you can position your pages accordingly. Cool, isn’t it?

7. Permalinks Moved Permanently
This works like the redirect plugin, only in a simpler and better way.

8. Nofollow Case by Case
The nofollow is used so that no pagerank value is given to comment links. However, a new blogger may want to give away that juice to attract new users, who gets value for their posts. This wordpress plugin does exactly that.

9. SEO Slugs
Stop words are ignored by search engines, but they are indispensable in post titles. Suppose you have a title like “What can you do in SEO for higher WordPress traffic”. Your permlink will be “what-can-you-do-for-higher-Wordpress-traffic” but what you want is “higher-worpress-traffic”. The wordpress plugin automatically removes stop words from the permalink, helping you to rank better.

Why Adults With ADHD Self Sabotage

I worked as a hospital security officer in a Calgary children’s hospital in 2014, witnessing the mental health unit challenges on a daily basis, and codydramol meeting kids and young teens with ADHD/ADD as well. I’ll never forget.

Two kids and the memory of how they felt inspired by me will stay with me the rest of my life. I hold them close. One young, intensely driven and defiant boy (who clearly had a tough existence) asked me “Are you still writing that book?” – I said “I sure am.” He said “Good,” and kept on walking, recovering from a bad temper tantrum he had just gotten in trouble for.

That brings tears to my eyes to this day. That boy had an abusive Dad, a Mom still trying to find her own identity, and he went from foster home to shelter. Still, he had a wonderful personality when his calmer side came out.

He was 8 or 9, and though I don’t know if he’ll make it in life, I know he had a big impact on me. He’s counting on me to follow-through with this damn book I’ve been writing since 2006, before I ever knew it would end up being about having Adult ADHD.

This brings me to today’s post. Obviously, not every single one of the adults with ADHD out there self-sabotage, but a huge percentage of us do, and we do it a lot.

The pathology of self-sabotage in adults with ADHD
Fancy term, huh? Well, pathology just means the inner workings of something. It’s one of those 10-dollar words I rarely use, except when I can’t think of something simpler. Anyway, here are a number of “factors” that make up Adult ADHD self-sabotage:

Anxiety and panic due to our racing thoughts
Co-existing disorders (such as anxiety, bipolar, OCD, etc.)
Mood swings, which are rapid in ADHD, as opposed to inconsistent and episodic, lasting a couple of weeks (roughly) in bipolar disorder
Substance abuse (which has its own factors/pathology, of course)
Shame and guilt
Spontaneous, unhealthy decision-making
Anger issues
Perfectionism
and other inter-twined and related factors.

Medications help lots of people with ADHD/ADD. Not just ADHD-specific medications, though. I’m on Latuda, used for bipolar depression, and it’s helping me a lot with my ADHD mood swings. You never know what’s going to work, so bear that in mind. After all, my moods are ADHD ones – rapid and cycling fast, as opposed to bipolar.

Also….therapy is HUGE! You can pop any pill you like, but until you learn why you behave the way you do, think and feel the way you do about yourself and the world around you, life won’t be nearly as good as it can be.